Thomas Bajada

20 a. Calls for EU action in the field of defence to be undertaken without prejudice to the specific character of the security and defence policy of certain Member States, especially those...

C a. whereas the consumption of food is a necessity and accounts for a large share of the Harmonised Index of Consumer Prices (HICP) consumption basket;

6 a. Expresses serious concern about the continued impact of food and energy inflation on European households; notes that food inflation in the EU persists with a negative impact on the...

H a. whereas the widespread reliance on GDP as the principal measure of progress has long been criticised for its narrow focus on economic output rather than the broader conditions that...

C a. whereas significant disparities in financial literacy levels across Member States and European regions, constitute an additional layer of geographically based socioeconomic disparity...

4 a. Notes the current state as regards the insufficient levels of financial management knowhow for SMEs and micro-enterprises as one of Europe’s most persistent weaknesses and a major barrier...

3. Exhorts the Member States to incentivise, through adequate policy measures in collaboration with the relevant social partners, workplace-based financial education and well-being...

B a. whereas, financial stability is a major concern affecting our citizens’ wellbeing, yet often overlooked in the EU’s economic assessments of both macroeconomic and individual welfare;

6 a. Emphasises that investment in financial literacy yields high returns in the context of economic growth and the strengthening of individual, business and public finances; calls for...

4. Reiterates the need for tailored and community-focused initiatives, away from a ‘one-size-fits-all’ logic; underlines the situation of women, youth and citizens from rural and...

5 a. Stresses that the strengthening of financial literacy is not possible without increased financial access for citizens; calls for the creation of more accessible financial instruments for...

6 b. Encourages policymakers to embrace a “never too late to learn” approach and stresses that in an ageing continent, policy on financial literacy must adopt an intergenerational fairness...

2. Encourages the Member States to integrate age-adequate financial literacy projects into school curricula as well as into extracurricular activities, as a complement to digital...

6 c. Calls for a stronger strategy as regards low-income and financially excluded households and vulnerable groups; emphasises that for a successful EU strategy on financial literacy, a...

8 a. Proposes the development of a metric for European Financial Empowerment as a monitoring tool to assess and compare the financial health of citizens across Member States; believes that...

C c. whereas insufficient financial management knowhow amongst SMEs and micro-enterprises remains one of Europe’s most persistent weaknesses and a major barrier to growth and competitiveness;...

6. Notes that the Commission’s communication of 30 September 2025 on a Financial Literacy Strategy for the EU includes an action to “promote the creation of a pan-European...

14 a. Stresses the need for a clear and effective framework to monitor and supervise finfluencers, to protect consumers from misinformation and conflicts of interest and to preserve trust in...

13 a. Notes that the rise of finfluencers presents both opportunities and risks as they may promote financial products or services for personal gain, driven by paid sponsorships or affiliate...

18. Proposes a pan-European summit to discuss measures to enhance financial literacy in Europe, including the participation of finfluencers to and discuss how these digital actors should...

14. Encourages the Commission to explicitly cover finfluencers and platforms hosting financial content in the European Code of Conduct for private and not-for- profit organisations, namely through...

C b. whereas a successful EU policy on financial literacy can only be accomplished if accompanied by easily accessible financial instruments for all EU citizens;

(3) in Article 15a, the following point (aa) is inserted : aa. SMCs;

(7) To ensure consistency and legal certainty, a definition of SMCs should be introduced in those acts that should apply where relevant in amended acts . While the definition of SMCs...

(b) the following point (fa) is inserted:

(7 a) The introduction of a distinct category of SMCs should serve to facilitate better the access to capital markets for companies that have grown beyond the SME status. This should be done...

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(fa) ‘small mid-cap enterprises’ or ‘SMCs’ means:

(14) Regulation (EU) 2017/1129 sets out requirements for drawing up of a prospectus in cases where securities are offered to the public or admitted to trading on a regulated market. That...

(15) In order to clarify the treatment of SMCs in Regulation (EU) 2017/1129, it is necessary to introduce in its Article 2 a definition of SMC, distinct from the definition of an SME. Small mid-cap...