Thomas Bajada

C c. whereas insufficient financial management knowhow amongst SMEs and micro-enterprises remains one of Europe’s most persistent weaknesses and a major barrier to growth and competitiveness;...

14 a. Stresses the need for a clear and effective framework to monitor and supervise finfluencers, to protect consumers from misinformation and conflicts of interest and to preserve trust in...

6 b. Encourages policymakers to embrace a “never too late to learn” approach and stresses that in an ageing continent, policy on financial literacy must adopt an intergenerational fairness...

2. Encourages the Member States to integrate age-adequate financial literacy projects into school curricula as well as into extracurricular activities, as a complement to digital...

18. Proposes a pan-European summit to discuss measures to enhance financial literacy in Europe, including the participation of finfluencers to and discuss how these digital actors should...

6. Notes that the Commission’s communication of 30 September 2025 on a Financial Literacy Strategy for the EU includes an action to “promote the creation of a pan-European...

3. Exhorts the Member States to incentivise, through adequate policy measures in collaboration with the relevant social partners, workplace-based financial education and well-being...

8 a. Proposes the development of a metric for European Financial Empowerment as a monitoring tool to assess and compare the financial health of citizens across Member States; believes that...

4. Reiterates the need for tailored and community-focused initiatives, away from a ‘one-size-fits-all’ logic; underlines the situation of women, youth and citizens from rural and...

6 a. Emphasises that investment in financial literacy yields high returns in the context of economic growth and the strengthening of individual, business and public finances; calls for...

6 c. Calls for a stronger strategy as regards low-income and financially excluded households and vulnerable groups; emphasises that for a successful EU strategy on financial literacy, a...

5 a. Stresses that the strengthening of financial literacy is not possible without increased financial access for citizens; calls for the creation of more accessible financial instruments for...

C b. whereas a successful EU policy on financial literacy can only be accomplished if accompanied by easily accessible financial instruments for all EU citizens;

C a. whereas significant disparities in financial literacy levels across Member States and European regions, constitute an additional layer of geographically based socioeconomic disparity...

4 a. Notes the current state as regards the insufficient levels of financial management knowhow for SMEs and micro-enterprises as one of Europe’s most persistent weaknesses and a major barrier...

B a. whereas, financial stability is a major concern affecting our citizens’ wellbeing, yet often overlooked in the EU’s economic assessments of both macroeconomic and individual welfare;

13 a. Notes that the rise of finfluencers presents both opportunities and risks as they may promote financial products or services for personal gain, driven by paid sponsorships or affiliate...

14. Encourages the Commission to explicitly cover finfluencers and platforms hosting financial content in the European Code of Conduct for private and not-for- profit organisations, namely through...

(a) at least 50% of the issuers whose financial instruments are admitted to trading on the MTF are SMEs or SMCs or both, provided that at least 10% of such issuers qualify as SMEs,...

(5 a) The changes being applied in this Directive apply only and exclusively to the listed Directives and do not alter other EU legislation dedicated to SMEs or other type of enterprises. In...

(8 c) From a business perspective, simplification can only be improved if there are no negative implications for SMEs. Support for SMCs should not come at the expense of existing regulatory...

(5) Compared to SMEs, SMCs tend to demonstrate a higher pace of growth, and level of innovation and digitisation. Nevertheless, where administrative burden is concerned, they face similar...

(8 b) The establishment of a distinct category of SMCs can serve to facilitate better access to capital markets for companies that have grown beyond SME status. This must not divert the...

(13a) ‘small mid-cap enterprises’ or 'SMCs', for the purposes of this Directive, means companies that had an average market capitalisation equal to or higher than EUR 200 000 000 and...

(2 a) In Article 33 (8), the following point (a) is inserted: Three years after (entry into force 2025/0131 (COD)), the Commission shall issue a Report in which it assesses the impact on SMEs...

(7) To ensure consistency and legal certainty, a definition of SMCs should be introduced in those acts that should apply where relevant in amended acts. While the definition of SMCs...

(8 a) The establishment of a distinct category of SMCs aims to improve access to financing and capital markets for small mid-cap enterprises, and for enterprises that have grown beyond SME...

(ca) report the date, time, position, and length (in metres) of gillnets accidentally lost or abandoned to the flag Member State as soon as possible and in any event within 48 hours of the...

1a. The competent authority of the farm Member State may allow a margin of error of up to 5 % between the number of bluefin tuna individuals resulting from the carry-over assessment and the number...

2. Member States shall transmit any changes to the list of designated points of contact and designated ports to the Commission at least 15 days before the changes take effect. The...